Needham

©Jet HomeLoans, LLCSM (“Jet”) NMLS ID# 1660135. Corporate Office: 14701 Philips Highway, Suite 202, Jacksonville, FL 32256 | 833-270-7191. Jet is a partnership with FBC Mortgage, LLC NMLS ID# 152859 and Dream Finders Homes. All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. This is not a commitment to lend. NMLS Consumer Access: www.nmlsconsumeraccess.org. 1) Scenario is an estimate only and is based on a 640 FICO score on a 30 year (360 months) VA fixed-rate mortgage at a sales price of $550,000, 100% LTV, loan amount of $550,000, rate of 4.99%, and APR of 5.230%, which would result in a principal and interest payment of $2,949. 4.99% rate is based on a builder paid forward commitment to buydown the market rate. 2) Scenario is an estimate only and is based on a 720 FICO score on a 30 year (360 months) Conventional fixed-rate mortgage at a sales price of $550,000, 80% LTV, loan amount of $440,000, rate of 5.49%, and APR of 5.543%, which would result in a principal and interest payment of $2,496. 5.49% rate is based on a builder paid forward commitment to buydown the market rate. Payment scenarios do not include taxes, insurance, mortgage insurance, or HOA fees (if applicable) and the actual payment obligation may be greater. The forward commitment may not be available on all loan programs. Borrower is not required to finance through Jet but must use Jet to receive incentives. See a Dream Finders Homes representative for details. Only available in Dream Finders Homes communities for contracts written and closed by September 15, 2023, on certain homes available. Jet HomeLoans, LLC is not acting on behalf of or at the direction of FHA/HUD/VA or the federal government.

2/1 BUYDOWN: GOVERNMENT ONLY – This is what is currently showing on DFH Website

All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. *Scenario is an estimate only and is based on primary residences only, 640 FICO score and a 2/1 buydown on a $400,000 purchase price with an FHA 30-year agreement (360 months) fixed rate loan amount of $392,755 at 96.5% LTV. Year 1 (0-12 months) rate at 3.750%, APR of 6.819%, and monthly payment of $2,606.81, year 2 (13-24 months) rate of 4.750%, APR of 6.819%, and monthly payment of $2,837, and a year 3-30 (25-360 months) rate of 5.750%, APR of 6.819%, and monthly payment of $3,081. Monthly payments include principal, interest, mortgage insurance, property taxes and homeowners insurance. Example payment does not include HOA or CDD (if applicable) and payment obligation may be greater. 2/1 Buydown Program: Rate reduction up to 2%; buy down rate for up to 2 years; seller will pay for the buy down; adjusts 1% each year; returns to original fixed rate after buy down period. Rates effective as of 07/19/2023 and loan must fund by August 19th, 2023. Available on select homes only. See a Dream Finders Homes representative for details. This is not a commitment to lend. ©Jet HomeLoans, LLCSM NMLS ID #1660135. Equal Housing Lender. Jet HomeLoans, LLC, a partnership with FBC Mortgage, LLC NMLS ID# 152859 and Dream Finders Homes. All products are subject to credit and property approval. NMLS Consumer Access: https://www.nmlsconsumeraccess.org.